By 2030, all Baby Boomers and approximately one-fifth of the U.S population will reach the traditional retirement age of 65. This milestone will also mark the first time in U.S. history where adults aged 65 and older will outnumber children under the age of 18. As these seismic shifts happen and this population continues to navigate a global pandemic, one sentiment is very clear: health and wealth go hand-in-hand during retirement.

According to The State of Retirement 2023, more than 2 in 5 respondents (44%) anticipate healthcare to be the largest expense during their retirement years. So how can pre-retirees and retirees ensure they’re set up for health and wealth success throughout retirement?

Enter Retirable and NJ Life & Health. We’re partnering to create a team of health and wealth experts in every retiree’s corner.

A team of health and wealth experts

Clients working with Retirable and NJ Life & Health are fortifying their future with holistic health and wealth confidence.

Every client can take advantage of the following benefits:

• A comprehensive financial plan for retirement customized for each client’s individual goals and lifestyle.
• A dedicated Retirable Advisor; acting as a fiduciary in the best interest of the client
• Expert investment management, reliable retirement income and legacy planning
• Industry low fees and minimums
• Ongoing, free financial wellness checks, tips and insights related to retirement health and wealth

As an added financial wellness benefit, NJ Life & Health provides Retirable to their clients who need assistance with their financial planning and investing before or during retirement.

Who is NJ Life & Health?

NJ Life & Health is a locally-owned, family business that truly puts their clients first. Born out of the recognized need for unbiased insurance education unmotivated by sales commissions, NJ Life & Health offers unique services across 14 states.

They are dedicated to helping their clients understand the gaps in Medicare, identify potential options, and ultimately choose the best options for each individual client—not what earns the highest commission. By working as independent brokers with nearly every Medicare insurance carrier in New Jersey and the surrounding area, NJ Health & Life provides the unbiased expertise that so many Americans need while filling their insurance gaps.

By doing so, their brokers are able to provide guidance and options tailored to client needs. NJ Life & Health works for the people—not the insurance companies—at no cost to you. Their mission is happy clients, and nothing else.

Why Retirable is partnering with NJ Life & Health

Nearly 3/4 of Americans do not have a financial plan for retirement. We believe that every American deserves access to holistic retirement planning, investing and spending advice at an affordable cost. We’re on a mission to empower a confident, worry-free retirement for everyone. A truly confident retirement focuses on more than just wealth, but health and how you enjoy your time.

Every client at NJ Life & Health is entitled to a free consultation by a fiduciary advisor at Retirable. This introductory session helps to build strategies to produce and maximize income reliably in retirement, setting a plan in motion. By working together we can incorporate a retiree’s healthcare costs from NJ Life & Health into clients’ retirement plans and ensure these costs are covered. We make sure their goals are met while reviewing rising costs on an annual basis together.

“Retirable has given our clients something that is hard to find when it comes to retirement income planning – peace of mind about their future. The team at Retirable takes the time to listen to what our clients want, and work with them to achieve that goal, rather than giving them a generic plan built for anyone. They are friendly, approachable, extremely knowledgeable, and we feel confident putting our trust in them to help our clients financially in their best years!” - John O'Hara, President, NJ Health & Life

How to partner with Retirable

If you’re looking to provide holistic health and wealth expertise to your clients, Retirable wants to partner with you. Learn more about partnering with Retirable. Let’s empower a confident, worry-free retirement for your clients together.

About NJ Life & Health

NJ Life and Health Insurance Group is a family-owned and operated insurance brokerage focusing on Medicare, Life Insurance, Group Health Plans, and Annuities. The business focuses on education first, empowering clients to make sound decisions after a thorough understanding of the options available. NJ Life and Health cuts through the insurance jargon to clearly communicate insurance policy options and mechanics while working with a multitude of insurance carriers to ensure optionality when serving a client’s insurance needs. Founded by brothers Will & John O'Hara, the brokerage was created with the mission of helping people the same way they would help friends and family. Based in New Jersey, they service; NJ, PA, MA, NY, FL, CT, NY, VA, NC, SC, GA, KY, TN, NV and TX. To learn more, visit their website: https://www.njlifeandhealth.com/

About Retirable

Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement, Retirable gives its clients greater confidence and control when they need it most. Headquartered in NYC and founded in 2019 by Tyler End, Ian Yamey and Brian Ramirez, Retirable is backed by Primary, Diagram, Vestigo Ventures, Portage and Primetime Partners. To learn more about partnering with Retirable, reach out to us here.