Lifestyle

Retirable and NJ Life & Health Partner To Provide Health and Wealth Expertise for Seniors

Retirable and NJ Life & Health are partnering to create a team of health and wealth experts in every retiree’s corner.

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Retirable

Published March 28th, 2023

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By 2030, all Baby Boomers and approximately one-fifth of the U.S population will reach the traditional retirement age of 65. This milestone will also mark the first time in U.S. history where adults aged 65 and older will outnumber children under the age of 18. As these seismic shifts happen and this population continues to navigate a global pandemic, one sentiment is very clear: health and wealth go hand-in-hand during retirement.

According to The State of Retirement 2023, more than 2 in 5 respondents (44%) anticipate healthcare to be the largest expense during their retirement years. So how can pre-retirees and retirees ensure they’re set up for health and wealth success throughout retirement?

Enter Retirable and NJ Life & Health. We’re partnering to create a team of health and wealth experts in every retiree’s corner.

A team of health and wealth experts

Clients working with Retirable and NJ Life & Health are fortifying their future with holistic health and wealth confidence.

Every client can take advantage of the following benefits:

  • A comprehensive financial plan for retirement customized for each client’s individual goals and lifestyle.
  • A dedicated Retirable Advisor; acting as a fiduciary in the best interest of the client
  • Expert investment management, reliable retirement income and legacy planning
  • Industry low fees and minimums
  • Ongoing, free financial wellness checks, tips and insights related to retirement health and wealth

As an added financial wellness benefit, NJ Life & Health provides Retirable to their clients who need assistance with their financial planning and investing before or during retirement.

Who is NJ Life & Health?

NJ Life & Health is a locally-owned, family business that truly puts their clients first. Born out of the recognized need for unbiased insurance education unmotivated by sales commissions, NJ Life & Health offers unique services across 14 states.

They are dedicated to helping their clients understand the gaps in Medicare, identify potential options, and ultimately choose the best options for each individual client—not what earns the highest commission. By working as independent brokers with nearly every Medicare insurance carrier in New Jersey and the surrounding area, NJ Health & Life provides the unbiased expertise that so many Americans need while filling their insurance gaps.

By doing so, their brokers are able to provide guidance and options tailored to client needs. NJ Life & Health works for the people—not the insurance companies—at no cost to you. Their mission is happy clients, and nothing else.

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Why Retirable is partnering with NJ Life & Health

Nearly 3/4 of Americans do not have a financial plan for retirement. We believe that every American deserves access to holistic retirement planning, investing and spending advice at an affordable cost. We’re on a mission to empower a confident, worry-free retirement for everyone. A truly confident retirement focuses on more than just wealth, but health and how you enjoy your time.

Every client at NJ Life & Health is entitled to a free consultation by a fiduciary advisor at Retirable. This introductory session helps to build strategies to produce and maximize income reliably in retirement, setting a plan in motion. By working together we can incorporate a retiree’s healthcare costs from NJ Life & Health into clients’ retirement plans and ensure these costs are covered. We make sure their goals are met while reviewing rising costs on an annual basis together.

“Retirable has given our clients something that is hard to find when it comes to retirement income planning – peace of mind about their future. The team at Retirable takes the time to listen to what our clients want, and work with them to achieve that goal, rather than giving them a generic plan built for anyone. They are friendly, approachable, extremely knowledgeable, and we feel confident putting our trust in them to help our clients financially in their best years!” - John O'Hara, President, NJ Health & Life

How to partner with Retirable

If you’re looking to provide holistic health and wealth expertise to your clients, Retirable wants to partner with you. Learn more about partnering with Retirable. Let’s empower a confident, worry-free retirement for your clients together.

About NJ Life & Health

NJ Life and Health Insurance Group is a family-owned and operated insurance brokerage focusing on Medicare, Life Insurance, Group Health Plans, and Annuities. The business focuses on education first, empowering clients to make sound decisions after a thorough understanding of the options available. NJ Life and Health cuts through the insurance jargon to clearly communicate insurance policy options and mechanics while working with a multitude of insurance carriers to ensure optionality when serving a client’s insurance needs. Founded by brothers Will & John O'Hara, the brokerage was created with the mission of helping people the same way they would help friends and family. Based in New Jersey, they service; NJ, PA, MA, NY, FL, CT, NY, VA, NC, SC, GA, KY, TN, NV and TX. To learn more, visit their website: https://www.njlifeandhealth.com/

About Retirable

Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement, Retirable gives its clients greater confidence and control when they need it most. Headquartered in NYC and founded in 2019 by Tyler End, Ian Yamey and Brian Ramirez, Retirable is backed by Primary, Diagram, Vestigo Ventures, Portage and Primetime Partners. To learn more about partnering with Retirable, reach out to us here.


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Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone.

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Retirable, the first-of-its-kind holistic retirement solution with the ongoing care of an advisor, offers products and services across the retirement investing, planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone.

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Still have questions about how to properly plan for retirement? Speak with a licensed fiduciary for free.

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Free Retirement Consultation

Still have questions about how to properly plan for retirement? Speak with a licensed fiduciary for free.

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To empower a confident, worry-free retirement for everyone.

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

Retirable is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Retirable Business Visa® Debit Card is issued Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program athttps://go.thread.bank/sweepdisclosure and a list of program banks athttps://go.thread.bank/programbanks. Please contact [email protected] with questions on the sweep program.

* The interest rate on Retirable Consumer Deposit Account Tier 2 is 3.4% with Annual Percentage Yield (APY) of 3.45%. The interest rates are accurate as ofSep 19, 2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

** Refer to the fee schedule in your Consumer Deposit Account Agreement

© 2024 Retirable Inc. All rights reserved.

We're accredited and certified by

To empower a confident, worry-free retirement for everyone.

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

Retirable is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Retirable Business Visa® Debit Card is issued Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program athttps://go.thread.bank/sweepdisclosure and a list of program banks athttps://go.thread.bank/programbanks. Please contact [email protected] with questions on the sweep program.

* The interest rate on Retirable Consumer Deposit Account Tier 2 is 3.4% with Annual Percentage Yield (APY) of 3.45%. The interest rates are accurate as ofSep 19, 2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

** Refer to the fee schedule in your Consumer Deposit Account Agreement

© 2024 Retirable Inc. All rights reserved.

We're accredited and certified by