The card made for retirement spending

Spend tax-efficiently and directly from your savings while earning more on your cash with our high-interest account.

Spending card hero

The card made for retirement spending

Spend tax-efficiently and directly from your savings while earning more on your cash with our high-interest account.

Current APY

3.09%

Spending card hero

The spending companion to your retirement plan.

Man and woman walking outside in nature
Stay on track

Your advisor will only put what's safe to spend in your account each month so you can spend confidently.

Earn 3.09%* on your cash

Monitor your savings in a high-yield account with one of the best APYs in the market.

Ideal for saving or spending

Unite your income streams into one account for an easier retirement or build an emergency fund before retiring.

The spending companion to your retirement plan.

Man and woman walking outside in nature
Stay on track

Your advisor will only put what's safe to spend in your account each month so you can spend confidently.

Earn 3.09%* on your cash

Monitor your savings in a high-yield account with one of the best APYs in the market.

Ideal for saving or spending

Unite your income streams into one account for an easier retirement or build an emergency fund before retiring.

See what sets it apart

Take control of your spending.

No more waiting for fund transfers. Simply use your card to spend what you need from your retirement savings each month, using your spending plan as your guide.

Retirable spend card with income bar chart
Retirable spend card with income bar chart

Simplify your income streams.

Tax efficiently spend Social Security, pensions, and other income streams, all through your debit card.

Man and woman walking outside in nature
Man and woman walking outside in nature

Monitor your spending.

Get a better understanding of your monthly cash flows to help your advisor personalize your plan.

Bar chart showing expenses
Bar chart showing expenses

Make your cash go further.

With inflation on everyone's mind, we're proud to offer our clients high interest rates on their cash balances. Retirees can earn some protection against inflation while pre-retirees can build emergency savings faster than before.

Retirable contactless card
Retirable contactless card

See what sets it apart

Take control of your spending.

No more waiting for fund transfers. Simply use your card to spend what you need from your retirement savings each month, using your spending plan as your guide.

Retirable spend card with income bar chart
Retirable spend card with income bar chart

Simplify your income streams.

Tax efficiently spend Social Security, pensions, and other income streams, all through your debit card.

Man and woman walking outside in nature
Man and woman walking outside in nature

Monitor your spending.

Get a better understanding of your monthly cash flows to help your advisor personalize your plan.

Bar chart showing expenses
Bar chart showing expenses

Make your cash go further.

With inflation on everyone's mind, we're proud to offer our clients high interest rates on their cash balances. Retirees can earn some protection against inflation while pre-retirees can build emergency savings faster than before.

Retirable contactless card
Retirable contactless card

How it works

Step 1
Add Your Card

Add your free card** anytime to work alongside your retirement plan and make spending easier to track.

Step 2
Spend Your Way

Every month your advisor will automatically load your account with your safe to spend amount.

Step 3
Retire With More

Easily generate lifestyle insights on your spending while earning 3.09% APY* on your cash balance.

How it works

Step 1
Add Your Card

Add your free card** anytime to work alongside your retirement plan and make spending easier to track.

Step 2
Spend Your Way

Every month your advisor will automatically load your account with your safe to spend amount.

Step 3
Retire With More

Easily generate lifestyle insights on your spending while earning 3.09% APY* on your cash balance.

Make your cash go further in retirement.

Make your cash go further in retirement.

To empower a confident, worry-free retirement for everyone.

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

Retirable is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Retirable Business Visa® Debit Card is issued Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program athttps://thread.bank/sweep-disclosure/ and a list of program banks athttps://thread.bank/program-banks/. Please contact [email protected] with questions on the sweep program.

* The interest rate on Retirable Consumer Deposit Account Tier 2 is 3.05% with Annual Percentage Yield (APY) of 3.09%. The interest rates are accurate as ofDec 19, 2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

** Refer to the fee schedule in your Consumer Deposit Account Agreement

© 2024 Retirable Inc. All rights reserved.

We're accredited and certified by

To empower a confident, worry-free retirement for everyone.

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

Retirable is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Retirable Business Visa® Debit Card is issued Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program athttps://thread.bank/sweep-disclosure/ and a list of program banks athttps://thread.bank/program-banks/. Please contact [email protected] with questions on the sweep program.

* The interest rate on Retirable Consumer Deposit Account Tier 2 is 3.05% with Annual Percentage Yield (APY) of 3.09%. The interest rates are accurate as ofDec 19, 2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

** Refer to the fee schedule in your Consumer Deposit Account Agreement

© 2024 Retirable Inc. All rights reserved.

We're accredited and certified by