The card made for retirement spending

Spend tax-efficiently and directly from your savings while earning more on your cash with our high-interest account.

hero

The card made for retirement spending

Spend tax-efficiently and directly from your savings while earning more on your cash with our high-interest account.

Current APY

4.33%

hero

The spending companion to your retirement plan.

Man and woman smiling

Stay on track

Your advisor will only put what's safe to spend in your account each month so you can spend confidently.

Earn 4.33% on your cash balance*

Monitor your savings in a high-yield account with one of the best APYs in the market.

Ideal for saving or spending

Unite your income streams into one account for an easier retirement or build an emergency fund before retiring.

The spending companion to your retirement plan.

Man and woman smiling

Stay on track

Your advisor will only put what's safe to spend in your account each month so you can spend confidently.

Earn 4.33% on your cash balance*

Monitor your savings in a high-yield account with one of the best APYs in the market.

Ideal for saving or spending

Unite your income streams into one account for an easier retirement or build an emergency fund before retiring.

See what sets it apart

Take control of your spending.

No more waiting for fund transfers. Simply use your card to spend what you need from your retirement savings each month, using your spending plan as your guide.

control-spending-small
control-spending-large

Simplify your income streams.

Tax efficiently spend Social Security, pensions, and other income streams, all through your debit card.

simplify-income-small
simplify-income-large

Monitor your spending.

Get a better understanding of your monthly cash flows to help your advisor personalize your plan.

monitor-spending-small
monitor-spending-large

Make your cash go further.

With inflation on everyone's mind, we're proud to offer our clients high interest rates on their cash balances. Retirees can earn some protection against inflation while pre-retirees can build emergency savings faster than before.

make-cash-go-further-small
make-cash-go-further-large

See what sets it apart

Take control of your spending.

No more waiting for fund transfers. Simply use your card to spend what you need from your retirement savings each month, using your spending plan as your guide.

control-spending-small
control-spending-large

Simplify your income streams.

Tax efficiently spend Social Security, pensions, and other income streams, all through your debit card.

simplify-income-small
simplify-income-large

Monitor your spending.

Get a better understanding of your monthly cash flows to help your advisor personalize your plan.

monitor-spending-small
monitor-spending-large

Make your cash go further.

With inflation on everyone's mind, we're proud to offer our clients high interest rates on their cash balances. Retirees can earn some protection against inflation while pre-retirees can build emergency savings faster than before.

make-cash-go-further-small
make-cash-go-further-large

How it works

Step 1

Add Your Card

Add your free card** anytime to work alongside your retirement plan and make spending easier to track.

Step 2

Spend Your Way

Every month your advisor will automatically load your account with your safe to spend amount.

Step 3

Retire With More

Easily generate lifestyle insights on your spending while earning 4.33% APY on your cash balance.

How it works

Step 1

Add Your Card

Add your free card** anytime to work alongside your retirement plan and make spending easier to track.

Step 2

Spend Your Way

Every month your advisor will automatically load your account with your safe to spend amount.

Step 3

Retire With More

Easily generate lifestyle insights on your spending while earning 4.33% APY on your cash balance.

Make your cash go further in retirement.

Make your cash go further in retirement.

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

* Annual Percentage Yield (APY) of 4.33% is effective as of Feb 1, 2023. This is a variable rate and may change after the account is opened.

Fees could affect earnings on the account. Retirable is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Retirable Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

** Refer to the fee schedule in your deposit agreement.

© 2022 Retirable Inc. All rights reserved.

We're accredited and certified by

Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

* Annual Percentage Yield (APY) of 4.33% is effective as of Feb 1, 2023. This is a variable rate and may change after the account is opened.

Fees could affect earnings on the account. Retirable is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Retirable Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

** Refer to the fee schedule in your deposit agreement.

© 2022 Retirable Inc. All rights reserved.

We're accredited and certified by