Lifestyle

10 Best Cities to Retire in Utah in 2022

If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country. Learn more.

Stephanie Faris

Stephanie Faris

Published February 16th, 2022

Table of Contents

Key Takeaways

With beautiful mountain views and plenty of rivers and lakes, Utah is a popular place for retirees.

Utah can be more expensive than other states, especially when it comes to taxes on retirement earnings, so it’s important to note affordability when looking at various areas to live.

The best cities in Utah to live have access to shopping, dining, and healthcare while also offering affordable housing.

If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country.

But when many people ask is Utah a good place to retire, they’re considering taxability. Utah isn’t the most tax-friendly state, with income tax on Social Security and pensions. Even the sales tax is higher than many other areas of the country. Still, if you can find an affordable city filled with reasonably priced homes, you might come out ahead.

Lehi

CITY POPULATION: 69,724

SHARE OF POPULATION 65+: 5.9%

COST OF LIVING FOR RETIREES: 10% above the national average

PER CAPITA INCOME FOR POPULATION: $29,203

TAX RATING FOR RETIREES: Not Tax Friendly

Those looking for retirement communities in Utah should check out Lehi, which has plenty of active adult neighborhoods throughout the area. Access to the Utah Lake and nearby mountains make it one of the best places to retire in Utah.

Providence

CITY POPULATION: 7,780

SHARE OF POPULATION 65+: 13.2%

COST OF LIVING FOR RETIREES: 4% above the national average

PER CAPITA INCOME FOR POPULATION: $32,799

TAX RATING FOR RETIREES: Not Tax Friendly

In addition to being one of the best places to live in Utah for families, Providence has a sizable 65+ population. It features a suburban life with a large selection of homes and easy access to the nearby city of Logan.

Salt Lake City

CITY POPULATION: 200,567

SHARE OF POPULATION 65+: 11.1%

COST OF LIVING FOR RETIREES: 6% below the national average

PER CAPITA INCOME FOR POPULATION: $36,779

TAX RATING FOR RETIREES: Not Tax Friendly

It may be surprising, but the best place to live in Utah for non-Mormon retirees is the one best known for its Mormon roots. Salt Lake City has a Mormon population of less than half, but you’ll also get breathtaking views and all the perks of big-city living.

Syracuse

CITY POPULATION: 31,458

SHARE OF POPULATION 65+: 7%

COST OF LIVING FOR RETIREES: 10% above the national average

PER CAPITA INCOME FOR POPULATION: $31,241

TAX RATING FOR RETIREES: Not Tax Friendly

Whether you’re looking for the best places to live in Utah 2020 or the best places to retire in Utah 2018, Syracuse was probably on the list. For retirees, Syracuse Parks and Recreation hosts activities for seniors, including bus trips and book clubs.

St. George

CITY POPULATION: 89,587

SHARE OF POPULATION 65+: 22.7%

COST OF LIVING FOR RETIREES: 5% below the national average

PER CAPITA INCOME FOR POPULATION: $28,507

TAX RATING FOR RETIREES: Not Tax Friendly

Golfers gravitate toward St. George for its many courses. But that’s not the only reason it’s one of the best places to live in Southern Utah. As one of the most affordable places to live in Utah, St. George has a little bit of everything.

Eagle Mountain

CITY POPULATION: 38,391

SHARE OF POPULATION 65+: 2.1%

COST OF LIVING FOR RETIREES: 6% above the national average

PER CAPITA INCOME FOR POPULATION: $21,406

TAX RATING FOR RETIREES: Not Tax Friendly

Those looking for the charm of a small town without giving up amenities will find Eagle Mountain one of the best towns in Utah to live. With plenty of parks and Lehi nearby, this town often tops lists of the best towns to live in Utah.

Orem

CITY POPULATION: 97,828

SHARE OF POPULATION 65+: 10.1%

COST OF LIVING FOR RETIREES: 2% below the national average

PER CAPITA INCOME FOR POPULATION: $25,600

TAX RATING FOR RETIREES: Not Tax Friendly

Another town that’s among the most affordable places to live in Utah is Orem, a midsized town with low prices. But it’s also one of the best cities to retire in Utah because of its many restaurants, shops, and healthcare options.

Provo

CITY POPULATION: 116,618

SHARE OF POPULATION 65+: 6.1%

COST OF LIVING FOR RETIREES: 2% below the national average

PER CAPITA INCOME FOR POPULATION: $20,792

TAX RATING FOR RETIREES: Not Tax Friendly

Not only is Provo a most affordable place to retire in Utah, it’s also a thriving suburban area, with a robust economy and plenty of amenities. Provo is home to Brigham Young University, so there is a solid Mormon presence in the town.

Farmington

CITY POPULATION: 25,339

SHARE OF POPULATION 65+: 8.8%

COST OF LIVING FOR RETIREES: 13% above the national average

PER CAPITA INCOME FOR POPULATION: $36,115

TAX RATING FOR RETIREES: Not Tax Friendly

Known as a best place to live in Utah for families, Farmington is also a great fit for retirees. Some think it’s the best town in Utah to live because of it has views of the Wasatch Mountains, a massive amusement park, and shops and restaurants.

Grantsville

CITY POPULATION: 12,064

SHARE OF POPULATION 65+: 7.9%

COST OF LIVING FOR RETIREES: 13% above the national average

PER CAPITA INCOME FOR POPULATION: $24,904

TAX RATING FOR RETIREES: Not Tax Friendly

Some find Grantsville the best city to live in Utah for retirees due to its close proximity to Salt Lake City. But the town has plenty to offer on its own for those who can afford the higher cost of living.

Bottom Line

From the best places to retire in Utah 2016 to the best places for your 2021 retirement, not much changes. The state is full of picturesque towns with plenty to offer. Since no two people have the same retirement needs, though, it’s important to look at your own unique situation when deciding where to retire. Retirable can help you put together a plan customized to your own individual finances and preferences.


Share this advice


Stephanie Faris

Stephanie Faris

Stephanie Faris has written about finance for entrepreneurs and marketing firms since 2013. She spent nearly a year as a writer for a credit card processing service and has written about finance for numerous marketing firms and entrepreneurs. Her work has appeared on Money Under 30, The Motley Fool, MoneyGeek, E-commerce Insiders, and GoBankingRates.

Best Places To Retire

Getting Started


Northeastern U.S. Best Places To Retire


Southern U.S. Best Places To Retire


Midwestern U.S. Best Places To Retire


Western U.S. Best Cities To Retire

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Lifestyle

10 Best Cities to Retire in Utah in 2022

If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country. Learn more.

Stephanie Faris

Stephanie Faris

Published February 16th, 2022

Table of Contents

Key Takeaways

With beautiful mountain views and plenty of rivers and lakes, Utah is a popular place for retirees.

Utah can be more expensive than other states, especially when it comes to taxes on retirement earnings, so it’s important to note affordability when looking at various areas to live.

The best cities in Utah to live have access to shopping, dining, and healthcare while also offering affordable housing.

If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country.

But when many people ask is Utah a good place to retire, they’re considering taxability. Utah isn’t the most tax-friendly state, with income tax on Social Security and pensions. Even the sales tax is higher than many other areas of the country. Still, if you can find an affordable city filled with reasonably priced homes, you might come out ahead.

Lehi

CITY POPULATION: 69,724

SHARE OF POPULATION 65+: 5.9%

COST OF LIVING FOR RETIREES: 10% above the national average

PER CAPITA INCOME FOR POPULATION: $29,203

TAX RATING FOR RETIREES: Not Tax Friendly

Those looking for retirement communities in Utah should check out Lehi, which has plenty of active adult neighborhoods throughout the area. Access to the Utah Lake and nearby mountains make it one of the best places to retire in Utah.

Providence

CITY POPULATION: 7,780

SHARE OF POPULATION 65+: 13.2%

COST OF LIVING FOR RETIREES: 4% above the national average

PER CAPITA INCOME FOR POPULATION: $32,799

TAX RATING FOR RETIREES: Not Tax Friendly

In addition to being one of the best places to live in Utah for families, Providence has a sizable 65+ population. It features a suburban life with a large selection of homes and easy access to the nearby city of Logan.

Salt Lake City

CITY POPULATION: 200,567

SHARE OF POPULATION 65+: 11.1%

COST OF LIVING FOR RETIREES: 6% below the national average

PER CAPITA INCOME FOR POPULATION: $36,779

TAX RATING FOR RETIREES: Not Tax Friendly

It may be surprising, but the best place to live in Utah for non-Mormon retirees is the one best known for its Mormon roots. Salt Lake City has a Mormon population of less than half, but you’ll also get breathtaking views and all the perks of big-city living.

Syracuse

CITY POPULATION: 31,458

SHARE OF POPULATION 65+: 7%

COST OF LIVING FOR RETIREES: 10% above the national average

PER CAPITA INCOME FOR POPULATION: $31,241

TAX RATING FOR RETIREES: Not Tax Friendly

Whether you’re looking for the best places to live in Utah 2020 or the best places to retire in Utah 2018, Syracuse was probably on the list. For retirees, Syracuse Parks and Recreation hosts activities for seniors, including bus trips and book clubs.

St. George

CITY POPULATION: 89,587

SHARE OF POPULATION 65+: 22.7%

COST OF LIVING FOR RETIREES: 5% below the national average

PER CAPITA INCOME FOR POPULATION: $28,507

TAX RATING FOR RETIREES: Not Tax Friendly

Golfers gravitate toward St. George for its many courses. But that’s not the only reason it’s one of the best places to live in Southern Utah. As one of the most affordable places to live in Utah, St. George has a little bit of everything.

Eagle Mountain

CITY POPULATION: 38,391

SHARE OF POPULATION 65+: 2.1%

COST OF LIVING FOR RETIREES: 6% above the national average

PER CAPITA INCOME FOR POPULATION: $21,406

TAX RATING FOR RETIREES: Not Tax Friendly

Those looking for the charm of a small town without giving up amenities will find Eagle Mountain one of the best towns in Utah to live. With plenty of parks and Lehi nearby, this town often tops lists of the best towns to live in Utah.

Orem

CITY POPULATION: 97,828

SHARE OF POPULATION 65+: 10.1%

COST OF LIVING FOR RETIREES: 2% below the national average

PER CAPITA INCOME FOR POPULATION: $25,600

TAX RATING FOR RETIREES: Not Tax Friendly

Another town that’s among the most affordable places to live in Utah is Orem, a midsized town with low prices. But it’s also one of the best cities to retire in Utah because of its many restaurants, shops, and healthcare options.

Provo

CITY POPULATION: 116,618

SHARE OF POPULATION 65+: 6.1%

COST OF LIVING FOR RETIREES: 2% below the national average

PER CAPITA INCOME FOR POPULATION: $20,792

TAX RATING FOR RETIREES: Not Tax Friendly

Not only is Provo a most affordable place to retire in Utah, it’s also a thriving suburban area, with a robust economy and plenty of amenities. Provo is home to Brigham Young University, so there is a solid Mormon presence in the town.

Farmington

CITY POPULATION: 25,339

SHARE OF POPULATION 65+: 8.8%

COST OF LIVING FOR RETIREES: 13% above the national average

PER CAPITA INCOME FOR POPULATION: $36,115

TAX RATING FOR RETIREES: Not Tax Friendly

Known as a best place to live in Utah for families, Farmington is also a great fit for retirees. Some think it’s the best town in Utah to live because of it has views of the Wasatch Mountains, a massive amusement park, and shops and restaurants.

Grantsville

CITY POPULATION: 12,064

SHARE OF POPULATION 65+: 7.9%

COST OF LIVING FOR RETIREES: 13% above the national average

PER CAPITA INCOME FOR POPULATION: $24,904

TAX RATING FOR RETIREES: Not Tax Friendly

Some find Grantsville the best city to live in Utah for retirees due to its close proximity to Salt Lake City. But the town has plenty to offer on its own for those who can afford the higher cost of living.

Bottom Line

From the best places to retire in Utah 2016 to the best places for your 2021 retirement, not much changes. The state is full of picturesque towns with plenty to offer. Since no two people have the same retirement needs, though, it’s important to look at your own unique situation when deciding where to retire. Retirable can help you put together a plan customized to your own individual finances and preferences.

Best Places To Retire

Getting Started


Northeastern U.S. Best Places To Retire


Southern U.S. Best Places To Retire


Midwestern U.S. Best Places To Retire


Western U.S. Best Cities To Retire


Share this advice


Stephanie Faris

Stephanie Faris

Stephanie Faris has written about finance for entrepreneurs and marketing firms since 2013. She spent nearly a year as a writer for a credit card processing service and has written about finance for numerous marketing firms and entrepreneurs. Her work has appeared on Money Under 30, The Motley Fool, MoneyGeek, E-commerce Insiders, and GoBankingRates.

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Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

© 2022 Retirable Inc. All rights reserved.

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Legal

Retirable, Inc. ('Retirable') is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.

Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.

For more information, see our Form ADV Part II and other disclosures.

© 2022 Retirable Inc. All rights reserved.

We're accredited and certified by